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New vehicle in mind? 

 

Save money with a Novated Lease!

Novated Leasing is one of the most tax-effective and popular ways to get the new car you want! 

Although Novated Leasing is quite common, it can be a pretty confusing concept if you have never had one before.

That's where we come in!  At BNE Capital we take the time to discuss your unique circumstances.  Our aim is to keep the process simple for you, all while accessing the most cost-effective finance and vehicle pricing.

We are here to save you money!

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FROM

$300 p/w

EFFECT ON NET PAY

TOYOTA HILUX SR5 4X4

Including all running costs - Finance, Fuel, Maintenance, Tyres, Rego & Insurance

BASED ON AMOUNT FINANCED 

$58,820.00

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FROM

$200 p/w

EFFECT ON NET PAY

MAZDA 3 G25 GT SEDAN

Including all running costs - Finance, Fuel, Maintenance, Tyres, Rego & Insurance

BASED ON AMOUNT FINANCED

$35,450.00

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FROM

$250 p/w

EFFECT ON NET PAY

MITSUBISHI PAJERO SPORT GLS

Including all running costs - Finance, Fuel, Maintenance, Tyres, Rego & Insurance

BASED ON AMOUNT FINANCED

$49,300.00

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FROM

$205 p/w

EFFECT ON NET PAY

HYUNDAI KONA HIGHLANDER

Including all running costs - Finance, Fuel, Maintenance, Tyres, Rego & Insurance

BASED ON AMOUNT FINANCED

$37,085.00

Displayed vehicle price based on current RDP (Recommended Drive Away Price), less GST, as at December 2020.  Weekly costs have been determined based on the following assumptions: 5 year lease term, residual at 28.13%, interest rate at 3.95%, annual salary of $80,000, driving 20,000km per annum. Inclusion of finance and budgeted costs for: fuel, tyres, maintenance, registration, CTP and comprehensive insurance.  The quoted price for the novated lease does not include any optional extras. Your individual circumstances have not been taken into account as this will affect the overall weekly cost amount and the benefits of a novated lease. This information is not intended as a substitute for any specific financial or tax advice, which you should independently obtained.

At BNE Capital we can take care of everything for you, from the finance through to the set up with your Salary Packaging provider.

Novated Leasing doesn't need to be complicated!  We make the process as simple as possible, all while saving you money!

What's included in your Novated Lease Budget?

Its not just a shiny new car that you get, the benefits of a Novated Lease extend to the associated runnings costs of the vehicle, paid for with your Pre-Tax income.

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Why Choose Us?

With 15+ years experience in the Novated Leasing industry we know a thing or two about how it works.  

BNE Capital provides unparalleled personalised Novated Leasing services to a broad range of clients across Australia.   We apply our expertise to each of our client’s unique situations, and offer individualised attention to help achieve their goals.

We are dedicated to getting the best deal for our customers and each and every client is provided with a tailored Novated Leasing package to suit their needs.

We also take care of all the boring Salary Packaging paperwork too!

No call centres, just a simple, hassle-free, personalised service.

Request a Quote

 

For an obligation free quotation, please complete your details below.  

 
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Frequently Asked Questions

How do I start the process of Salary Packaging a Motor Vehicle?

Firstly, and most importantly, you must consult with your Employer to agree to implement Salary Packaging if a Salary Packaging policy is not already in place, as your Employer will take responsibility for the finance lease and associated operating expenses by means of a Novation Agreement. The process cannot proceed without your Employers authority.

 

Can I use any financier?

This will depend on who you work for and if there is a panel in place for preferred Novated Lease providers.  We should be able to give you an indication as to whether you can use a third party financier, otherwise it is best to contact your HR, or the leasing provider, for clarification.  

 

Are there any restrictions on the vehicle I intend to Lease?

The vehicle can be New, Used or a Demonstrator vehicle purchased from a licenced motor dealer and is no older than 12 years old at the end of the Lease term. Motorcycles are excluded from a Novated Lease due to not being classified as a ‘car’ for FBT purposes.  Also, depending on your Salary Packaging provider, you may be excluded from leasing a utility that has a payload over 1 tonne.

 

How do I pay for the vehicle expenses?

You will be sent a Fuel/Fleet Card by your leasing provider. In most cases the card can be used to pay for Fuel, Servicing, Tyres and Maintenance. In the event that the card is strictly for Fuel, all of your running costs can be paid for by submitting a claim to the provider.

 

What happens if I leave my Employer during the Lease term?

Should you leave your Employer, your Employers Novation Agreement with the financier concludes. A full reconciliation of the running costs, up to the Lease end date, will be carried out. Any surplus or shortfall will be settled in your pay by your Employer.

 

The following options then apply;

  • Subject to your new Employers agreement, arrange a new Novation Agreement with them, or

  • Continue to pay your monthly lease rentals under your Finance Lease Agreement (vehicle running costs will not be included in the payment), or

  • Payout the Lease and own the vehicle outright.

 

What happens at the end of the Lease?

Your leasing provider will make contact with you approximately 6 months out from when your lease is due to expire with the options available to you. Your options will include;

Extending the Lease for a further term, Paying out the Residual Amount and terminating the Lease, or Replacing the Vehicle and enter in to a new Lease arrangement.

 

Important Note: At BNE Capital, we do not manage Novated Leases. We can arrange the finance for you and have your lease set up with your preferred salary packaging provider. If no provider is in place we have partnered with a reputable leasing company who will take care of the leasing management for you.

CONTACT US

Have any questions relating to Novated Leasing?

Get in touch today!

BNE CAPITAL ABN 96 361 894 632

PO Box 5329, Algester QLD 4115

Phone: 07 3711 4970 or 0421 249 594

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